HOW TO BUY A HOUSE
If your are looking to buy a house you need a Mortgage Loan
To qualify for a mortgage, you’ll have to prove to your lender that you can afford the amount you’re asking for.
Mortgage lenders or brokers will use your financial information to calculate your total monthly housing costs and total debt load to determine what you can afford.
Lenders will consider information such as:
- your income (before taxes)
- your expenses (including utilities and living costs)
- the amount you’re borrowing
- your debts
- your credit report and score
- the amortization period
Learn more on how you can save on interest loans and get approved. Compare and get the lowest rate your mortgage.
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Have a Financial Plan in place for your house purchase
Congratulations! you are taking the first step to build the house of your dreams, shopping around for the lowest rate. However , to make thise purchase a success you need to have a financial plan that meets your monthly payments and provide you with the same stadard of living that you are used to, “you don’t want to be house poor, as they say” . With this in mind we would invite you to shcedule a free online meeting with our Financial Planner: Santiago Garcia PFP® MBA who can expand on your initial projections and help you buy this house. It’s totally free!
CALCULATE YOUR MONTLY MORTGAGE PAYMENT
Please input the home price and we will calculate your mortgage monthly payment. We will create a detailed schedule for you.
HOW TO BUY A VEHICLE
With a car loan, you borrow a fixed sum, then repay it in fixed monthly payments, usually over a period of one to five years. Rates vary depending on how much you’re borrowing. Learn more on how to get approved.
HOW TO QUALIFY FOR A BUSINESS LOAN.
Get business financing to:
- Pay bills and cover expenses
- Grow or expand your business
- Cover cash flow shortages
- Finance new inventory purchases. Learn how you can qualify for a business loan.